/* ── TOKENS ─────────────────────────────────────────────────────── */
:root {
  --navy:   oklch(27% 0.07 258);
  --red:    oklch(52% 0.22 24);
  --bg:     oklch(97% 0.008 72);
  --white:  oklch(99.5% 0.004 72);
  --text:   oklch(20% 0.04 258);
  --muted:  oklch(40% 0.04 258);
  --border: oklch(88% 0.01 258);
  --navy-mid: oklch(34% 0.07 258);
  --navy-deep: oklch(18% 0.05 258);

  --sp-1:4px; --sp-2:8px; --sp-3:12px; --sp-4:16px; --sp-5:20px; --sp-6:24px;
  --sp-8:32px; --sp-12:48px; --sp-16:64px; --sp-20:80px; --sp-24:96px;

  --radius-pill: 9999px;
  --radius-card: 8px;
  --radius-sm:   4px;

  --t-display: clamp(46px, 5.5vw, 78px);
  --t-h2:      clamp(30px, 3.8vw, 46px);
  --t-h3:      clamp(20px, 2.2vw, 26px);
  --t-lg:      18px;
  --t-base:    16px;
  --t-sm:      14px;

  --font-display: 'Big Shoulders Display', sans-serif;
  --font-body:    'Barlow', sans-serif;
  --nav-h:        68px;

  --navy-ghost:  oklch(80% 0.03 258);
  --navy-muted:  oklch(72% 0.03 258);
  --navy-dim:    oklch(55% 0.03 258);
  --bg-hover:    oklch(96% 0.006 258);
  --red-text:    oklch(44% 0.22 24);
}

/* ── RESET ───────────────────────────────────────────────────────── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
[hidden] { display: none !important; }
body {
  font-family: var(--font-body);
  font-size: var(--t-base);
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}
img { max-width: 100%; display: block; }
a { color: inherit; text-decoration: none; }
ul { list-style: none; }
[id] { scroll-margin-top: calc(var(--nav-h) + 16px); }
h1 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--t-display);
  line-height: 1.02;
}
h2 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--t-h2);
  line-height: 1.1;
}
h3 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--t-h3);
  line-height: 1.2;
}

/* ── LAYOUT ──────────────────────────────────────────────────────── */
.container {
  max-width: 1200px;
  margin: 0 auto;
  padding: 0 var(--sp-6);
}

/* ── BUTTONS ─────────────────────────────────────────────────────── */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-2);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 17px;
  letter-spacing: 0.01em;
  border-radius: var(--radius-pill);
  padding: 14px 32px;
  cursor: pointer;
  transition: opacity 0.15s ease, transform 0.15s ease;
  border: none;
  white-space: nowrap;
  line-height: 1;
  text-decoration: none;
}
.btn:hover  { opacity: 0.86; transform: translateY(-1px); }
.btn:active { transform: translateY(0); opacity: 0.95; }
.btn.btn-primary { background: var(--red); color: var(--white); text-decoration: none; }
.btn.btn-primary:hover { color: var(--white); text-decoration: none; }
.btn-outline  { background: transparent; color: var(--navy); border: 2px solid var(--navy); padding: 12px 30px; }
.btn-ghost    { background: transparent; color: var(--white); border: 2px solid var(--white); padding: 12px 30px; }
.btn-sm       { font-size: 14px; padding: 12px 22px; min-height: 44px; }

/* ── NAVIGATION ──────────────────────────────────────────────────── */
header { position: sticky; top: 0; z-index: 200; }
.nav {
  background: var(--navy);
  height: var(--nav-h);
  display: flex;
  align-items: center;
  border-bottom: 1px solid var(--navy-mid);
}
.nav .container {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-6);
}
.nav-logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}
.nav-logo img { height: 36px; width: auto; display: block; }
.nav-links {
  display: flex;
  align-items: center;
  gap: var(--sp-8);
  flex: 1;
  justify-content: center;
}
.nav-links a {
  color: var(--navy-ghost);
  font-size: 15px;
  font-weight: 600;
  transition: color 0.15s;
  white-space: nowrap;
}
.nav-links a:hover,
.nav-links a.active { color: var(--white); }
.nav-right {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
  flex-shrink: 0;
}
.nav-phone {
  color: var(--navy-ghost);
  font-size: 14px;
  font-weight: 600;
  white-space: nowrap;
  transition: color 0.15s;
}
.nav-phone:hover { color: var(--white); }
.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--sp-2);
  margin-left: var(--sp-2);
}
.hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--white);
  border-radius: 2px;
  transition: 0.25s;
}
.mobile-nav {
  display: none;
  background: var(--navy);
  padding: var(--sp-4) var(--sp-6) var(--sp-6);
  border-bottom: 2px solid var(--red);
}
.mobile-nav.open { display: block; }
.mobile-nav a {
  display: block;
  color: var(--white);
  font-size: 17px;
  font-weight: 600;
  padding: var(--sp-3) 0;
  border-bottom: 1px solid var(--navy-mid);
}
.mobile-nav a:last-child { border-bottom: none; }
.mobile-nav .btn { margin-top: var(--sp-4); width: 100%; }

/* ── NAV CTA BUTTON — BEACON + SHIMMER ──────────────────────────── */
.nav .btn-primary {
  position: relative;
  overflow: hidden;
  animation: nav-cta-pulse 2.6s ease-out infinite;
}

/* Shimmer layer — sweeps on hover, clipped by pill border-radius */
.nav .btn-primary::before {
  content: '';
  position: absolute;
  inset: 0;
  background: linear-gradient(
    105deg,
    transparent 20%,
    oklch(100% 0 0 / 0.22) 50%,
    transparent 80%
  );
  transform: translateX(-150%);
  pointer-events: none;
}

.nav .btn-primary:hover {
  animation: none;
  opacity: 1;
  transform: translateY(-1px);
  background: oklch(58% 0.25 24);
  box-shadow: 0 4px 22px oklch(52% 0.22 24 / 0.48);
  letter-spacing: 0.04em;
  transition: background 0.2s ease, box-shadow 0.2s ease,
              letter-spacing 0.25s ease, transform 0.15s ease;
}

.nav .btn-primary:hover::before {
  animation: nav-cta-shimmer 0.52s cubic-bezier(0.4, 0, 0.6, 1) forwards;
}

.nav .btn-primary:active {
  transform: translateY(0) scale(0.97);
  box-shadow: 0 2px 8px oklch(52% 0.22 24 / 0.3);
  transition: transform 0.08s ease, box-shadow 0.08s ease;
}

/* Two-ring sonar pulse — box-shadow is not clipped by overflow:hidden */
@keyframes nav-cta-pulse {
  0% {
    box-shadow:
      0 0 0 0    oklch(52% 0.22 24 / 0.6),
      0 0 0 0    oklch(52% 0.22 24 / 0);
  }
  20% {
    box-shadow:
      0 0 0 4px  oklch(52% 0.22 24 / 0.14),
      0 0 0 0    oklch(52% 0.22 24 / 0.42);
  }
  55% {
    box-shadow:
      0 0 0 10px oklch(52% 0.22 24 / 0),
      0 0 0 4px  oklch(52% 0.22 24 / 0.12);
  }
  78% {
    box-shadow:
      0 0 0 10px oklch(52% 0.22 24 / 0),
      0 0 0 10px oklch(52% 0.22 24 / 0);
  }
  100% {
    box-shadow:
      0 0 0 0    oklch(52% 0.22 24 / 0),
      0 0 0 0    oklch(52% 0.22 24 / 0);
  }
}

@keyframes nav-cta-shimmer {
  0%   { transform: translateX(-150%); }
  100% { transform: translateX(220%); }
}

/* ── HERO ────────────────────────────────────────────────────────── */
.hero {
  position: relative;
  background-color: var(--navy);
  background-size: cover;
  background-position: center;
  background-repeat: no-repeat;
  color: var(--white);
  padding: var(--sp-24) 0;
  min-height: calc(82vh - var(--nav-h));
  display: flex;
  align-items: center;
  overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background:
    radial-gradient(oklch(40% 0.06 258 / 0.22) 1px, transparent 1px) 0 0 / 28px 28px,
    oklch(18% 0.07 258 / 0.80);
  pointer-events: none;
}
.hero .container { position: relative; }
.hero-inner { max-width: 740px; }
.hero-eyebrow {
  display: inline-block;
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  margin-bottom: var(--sp-4);
}
.hero h1 { color: var(--white); margin-bottom: var(--sp-6); line-height: 1.02; }
.hero-sub {
  font-size: var(--t-lg);
  color: var(--navy-ghost);
  line-height: 1.6;
  margin-bottom: var(--sp-8);
  max-width: 560px;
}
.hero-ctas { display: flex; gap: var(--sp-4); flex-wrap: wrap; align-items: center; }

/* ── SECTIONS ────────────────────────────────────────────────────── */
.section-light { background: var(--bg); padding: var(--sp-24) 0; }
.section-white { background: var(--white); padding: var(--sp-24) 0; }
.section-dark  { background: var(--navy); color: var(--white); padding: var(--sp-20) 0; }
.section-dark h2, .section-dark h3, .section-dark .section-header p { color: inherit; }

.section-header { text-align: center; margin-bottom: var(--sp-12); }
.section-header h2 { margin-bottom: var(--sp-4); }
.section-header p {
  max-width: 560px;
  margin: 0 auto;
  color: var(--muted);
  font-size: var(--t-lg);
  line-height: 1.65;
}
.section-dark .section-header p { color: var(--navy-muted); }
.section-header--left { text-align: left; }
.section-header--left p { margin-left: 0; }

/* ── INLINE CTA STRIP ────────────────────────────────────────────── */
.inline-cta {
  background: var(--red);
  padding: var(--sp-8) 0;
}
.inline-cta .container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-8);
}
.inline-cta-copy {
  font-size: var(--t-lg);
  font-weight: 600;
  color: var(--white);
}
.inline-cta-copy strong { color: var(--white); }

/* ── CARDS ───────────────────────────────────────────────────────── */
.card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-card);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  transition: border-color 0.2s;
}
.card:hover { border-color: oklch(70% 0.04 258); }
.card-icon { width: 38px; height: 38px; color: var(--red); margin-bottom: var(--sp-4); flex-shrink: 0; }
.card h3 { margin-bottom: var(--sp-2); font-size: 20px; }
.card p { color: var(--muted); line-height: 1.65; flex: 1; font-size: 15px; }
.card-cta {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: var(--sp-4);
  font-weight: 700;
  font-size: 13px;
  color: var(--red-text);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  transition: opacity 0.15s;
}
.card-cta svg { width: 14px; height: 14px; }
.card-cta:hover { opacity: 0.7; }

/* ── COVERAGE GRID ───────────────────────────────────────────────── */
.coverage-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-4); }

/* ── SPLITTER CARDS ──────────────────────────────────────────────── */
.splitter-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-6); }
.splitter-card {
  background: var(--white);
  border: 2px solid var(--border);
  border-radius: var(--radius-card);
  padding: var(--sp-12) var(--sp-8);
  display: flex;
  flex-direction: column;
  transition: border-color 0.2s, box-shadow 0.2s;
  position: relative;
  overflow: hidden;
  isolation: isolate;
}
.splitter-card:hover {
  border-color: var(--navy);
  box-shadow: 0 4px 20px oklch(27% 0.07 258 / 0.1);
}
.splitter-card::after {
  content: attr(data-n);
  position: absolute;
  bottom: -28px;
  right: 16px;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 160px;
  line-height: 1;
  color: oklch(91% 0.008 258);
  z-index: -1;
  pointer-events: none;
  user-select: none;
}
.splitter-label {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(28px, 3vw, 42px);
  color: var(--navy);
  margin-bottom: var(--sp-4);
  line-height: 1.05;
}
.splitter-desc {
  color: var(--muted);
  line-height: 1.65;
  margin-bottom: var(--sp-4);
  font-size: 15px;
}
.splitter-bullets {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  margin-bottom: var(--sp-6);
  flex: 1;
}
.splitter-bullets li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-2);
  font-size: 15px;
  color: var(--text);
  font-weight: 500;
}
.splitter-bullets li::before {
  content: '✓';
  color: var(--red);
  font-weight: 800;
  flex-shrink: 0;
  font-size: 13px;
  margin-top: 3px;
}

/* ── HOW IT WORKS ────────────────────────────────────────────────── */
.how-grid {
  display: flex;
  align-items: center;
  gap: 0;
}
.how-step {
  flex: 1;
  background: oklch(32% 0.07 258 / 0.5);
  border: 1px solid oklch(40% 0.07 258);
  border-radius: var(--radius-card);
  padding: var(--sp-8) var(--sp-6);
  text-align: center;
  align-self: stretch;
  display: flex;
  flex-direction: column;
  align-items: center;
}
.how-step-badge {
  display: inline-block;
  background: var(--white);
  border: 2px solid var(--red);
  border-radius: var(--radius-sm);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 11px;
  color: var(--red);
  text-transform: uppercase;
  letter-spacing: 0.12em;
  padding: 4px 10px;
  margin-bottom: var(--sp-4);
}
.how-step-title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(20px, 2.2vw, 26px);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: var(--sp-3);
}
.how-step-desc {
  font-size: 15px;
  color: var(--navy-muted);
  line-height: 1.7;
}
.how-arrow {
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 0 var(--sp-4);
  color: var(--white);
}
.how-arrow svg { width: 34px; height: 34px; stroke-width: 2.5; }

/* ── TILES GRID ──────────────────────────────────────────────────── */
.tiles-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: var(--sp-4); }
.tile {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-card);
  padding: var(--sp-6) var(--sp-4);
  text-align: left;
  display: flex;
  flex-direction: column;
  align-items: flex-start;
  transition: border-color 0.2s;
}
.tile:hover { border-color: oklch(70% 0.04 258); }
.tile-icon { width: 40px; height: 40px; color: var(--red); margin-bottom: var(--sp-4); }
.tile h3 { font-size: 17px; margin-bottom: var(--sp-2); }
.tile p { font-size: 15px; color: var(--muted); line-height: 1.55; margin-bottom: var(--sp-3); flex: 1; }
.tile-link {
  font-size: 12px;
  font-weight: 700;
  color: var(--red-text);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  display: inline-flex;
  align-items: center;
  gap: 4px;
  transition: opacity 0.15s;
}
.tile-link:hover { opacity: 0.7; }

/* ── COVERAGES EDITORIAL ─────────────────────────────────────────── */
.coverages-editorial {
  display: flex;
  flex-direction: column;
}
.coverage-entry {
  display: grid;
  grid-template-columns: 56px 1fr auto;
  align-items: start;
  gap: var(--sp-8);
  padding: var(--sp-8) 0;
  border-top: 1px solid var(--border);
}
.coverages-editorial .coverage-entry:last-child {
  border-bottom: 1px solid var(--border);
}
.coverage-entry-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 26px;
  color: oklch(82% 0.012 258);
  line-height: 1;
  align-self: start;
  padding-top: 4px;
}
.coverage-entry-body h3 {
  font-size: 20px;
  line-height: 1.15;
  margin-bottom: 0;
}
.coverage-entry-body p {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.65;
  max-width: 56ch;
}
.coverage-entry-action {
  flex-shrink: 0;
  align-self: start;
  padding-top: 2px;
}

/* Coverage entry: badge + head row */
.coverage-head {
  display: flex;
  align-items: baseline;
  gap: var(--sp-3);
  flex-wrap: wrap;
  margin-bottom: var(--sp-2);
}
.coverage-badge {
  font-size: 0.625rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 0.22em 0.6em;
  border-radius: var(--radius-sm);
  flex-shrink: 0;
  line-height: 1.5;
}
.badge-required   { background: var(--navy); color: var(--white); }
.badge-recommended { border: 1px solid var(--navy-ghost); color: var(--navy-dim); }
.badge-specialized {
  background: oklch(52% 0.22 24 / 0.08);
  border: 1px solid oklch(52% 0.22 24 / 0.2);
  color: var(--red-text);
}

/* Coverage manifest footer CTA */
.coverage-manifest-footer {
  margin-top: var(--sp-8);
  padding: var(--sp-6) var(--sp-8);
  background: var(--navy);
  border-radius: var(--radius-card);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-6);
}
.coverage-manifest-footer p  { margin: 0; color: var(--navy-ghost); font-size: var(--t-base); }
.coverage-manifest-footer strong { color: var(--white); }

/* ── HOW IT WORKS NUMERALS ───────────────────────────────────────── */
.how-step-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(40px, 4.5vw, 58px);
  color: var(--red);
  line-height: 1;
  margin-bottom: var(--sp-3);
}

/* ── QUOTE CONTACT LAYOUT ────────────────────────────────────────── */
.quote-contact-layout {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: var(--sp-16);
  align-items: center;
}
.quote-contact-lead h2 { margin-bottom: var(--sp-6); }
.quote-contact-lead p {
  color: var(--muted);
  font-size: var(--t-lg);
  line-height: 1.7;
}
.quote-big-phone {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(36px, 4.5vw, 58px);
  color: var(--navy);
  line-height: 1;
  margin-bottom: var(--sp-4);
  transition: color 0.15s;
}
.quote-big-phone:hover { color: var(--red); }
.quote-contact-row {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
  margin-bottom: var(--sp-6);
  font-size: 16px;
  color: var(--muted);
}
.quote-contact-row a {
  color: var(--navy);
  font-weight: 600;
  transition: color 0.15s;
}
.quote-contact-row a:hover { color: var(--red); }

/* ── EXPECT GRID ─────────────────────────────────────────────────── */
.expect-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-12);
}
.expect-num {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(40px, 4.5vw, 56px);
  color: var(--red);
  line-height: 1;
  margin-bottom: var(--sp-3);
}
.expect-item h3 { color: var(--white); margin-bottom: var(--sp-2); }
.expect-item p { color: var(--navy-muted); font-size: 15px; line-height: 1.65; }

/* ── FAQ ─────────────────────────────────────────────────────────── */
.faq-list {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  max-width: 800px;
}
.faq-item {
  border: 1px solid var(--border);
  border-radius: var(--radius-card);
  background: var(--white);
  overflow: hidden;
}
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  padding: var(--sp-4) var(--sp-6);
  font-family: var(--font-body);
  font-size: 16px;
  font-weight: 700;
  color: var(--text);
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: var(--sp-4);
  line-height: 1.4;
  transition: background 0.15s;
}
.faq-q:hover { background: var(--bg-hover); }
.faq-chevron { flex-shrink: 0; width: 20px; height: 20px; color: var(--muted); transition: transform 0.25s; }
.faq-item.open .faq-chevron { transform: rotate(180deg); }
.faq-a {
  display: none;
  padding: 0 var(--sp-6) var(--sp-5);
  color: var(--muted);
  line-height: 1.75;
  font-size: 15px;
}
.faq-item.open .faq-a { display: block; }
.faq-soft-cta {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  margin-top: var(--sp-3);
  font-weight: 700;
  font-size: 13px;
  color: var(--red-text);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  transition: opacity 0.15s;
}
.faq-soft-cta:hover { opacity: 0.7; }
.faq-soft-cta svg { width: 13px; height: 13px; }

/* ── CTA BANNER ──────────────────────────────────────────────────── */
.cta-banner {
  background: var(--navy);
  color: var(--white);
  padding: var(--sp-16) 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}
.cta-banner::before {
  content: none;
}
.cta-banner .container { position: relative; }
.cta-banner h2 { color: var(--white); margin-bottom: var(--sp-4); }
.cta-banner p { color: oklch(78% 0.03 258); font-size: var(--t-lg); margin-bottom: var(--sp-8); }
.cta-banner-actions { display: flex; align-items: center; justify-content: center; gap: var(--sp-6); flex-wrap: wrap; }
.cta-phone-link {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 26px;
  color: var(--white);
  letter-spacing: -0.01em;
  transition: opacity 0.15s;
}
.cta-phone-link:hover { opacity: 0.8; }
.cta-phone-link svg { width: 22px; height: 22px; }

/* ── AUTHORITY EXPLAINER ─────────────────────────────────────────── */
.section-eyebrow {
  display: block;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--red-text);
}

.authority-explainer {
  display: grid;
  grid-template-columns: 2fr 3fr;
  gap: var(--sp-16);
  align-items: stretch;
}

.authority-explainer-photo {
  position: relative;
  min-height: 540px;
  overflow: hidden;
}

.authority-explainer-photo img {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: 35% 15%;
  display: block;
}

.authority-photo-stamp {
  position: absolute;
  bottom: var(--sp-5);
  left: var(--sp-5);
  background: var(--red);
  color: var(--white);
  padding: var(--sp-2) var(--sp-4);
  line-height: 1.2;
}

.authority-stamp-line1 {
  display: block;
  font-family: var(--font-body);
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  opacity: 0.82;
}

.authority-stamp-line2 {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  letter-spacing: -0.01em;
  line-height: 1;
}

.authority-explainer-content {
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: var(--sp-5);
  padding: var(--sp-8) 0;
}

.authority-explainer-content h2 { margin: 0; }

.authority-explainer-content > p {
  color: var(--muted);
  line-height: 1.7;
  font-size: 16px;
  margin: 0;
  max-width: 56ch;
}

.authority-checklist {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  padding: var(--sp-5) 0;
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.authority-checklist li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.45;
}

.authority-checklist li::before {
  content: '✓';
  color: var(--red-text);
  font-weight: 800;
  font-size: 13px;
  flex-shrink: 0;
  margin-top: 2px;
}

.authority-cta-group {
  display: flex;
  align-items: center;
  gap: var(--sp-5);
  flex-wrap: wrap;
}

.authority-cta-note {
  font-size: 13px;
  color: var(--muted);
  font-weight: 600;
}

/* ── TWO COLUMN ──────────────────────────────────────────────────── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-12); align-items: start; }
.two-col-content h2 { margin-bottom: var(--sp-6); }
.two-col-content p { color: var(--muted); line-height: 1.75; margin-bottom: var(--sp-4); font-size: 16px; }
.two-col-content .col-cta { margin-top: var(--sp-4); }
.checklist { display: flex; flex-direction: column; gap: var(--sp-3); }
.checklist li {
  display: flex;
  gap: var(--sp-3);
  align-items: flex-start;
  font-size: 15px;
  font-weight: 600;
  color: var(--text);
  line-height: 1.5;
}
.check-icon {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  background: var(--red);
  color: var(--white);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 800;
  margin-top: 1px;
}

/* ── REQUIREMENTS ────────────────────────────────────────────────── */
.requirements-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: var(--sp-4); margin-bottom: var(--sp-8); }
.req-card {
  background: var(--navy-mid);
  border: 1px solid oklch(40% 0.07 258);
  border-radius: var(--radius-card);
  padding: var(--sp-6);
}
.req-commodity {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: oklch(70% 0.04 258);
  margin-bottom: var(--sp-2);
}
.req-limit {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 34px;
  color: var(--white);
  line-height: 1;
  margin-bottom: var(--sp-2);
}
.req-note { font-size: 13px; color: oklch(68% 0.03 258); line-height: 1.5; }
.req-disclaimer {
  text-align: center;
  font-size: 13px;
  color: oklch(65% 0.03 258);
  line-height: 1.6;
  max-width: 640px;
  margin: 0 auto var(--sp-8);
}

/* ── FMCSA COMPLIANCE SCALE ──────────────────────────────────────── */
.req-scale {
  margin: var(--sp-8) 0;
}
.req-tier {
  display: grid;
  grid-template-columns: min-content 1fr;
  align-items: start;
  gap: var(--sp-8);
  padding: var(--sp-6) 0;
  border-top: 1px solid oklch(38% 0.06 258);
}
.req-tier:last-child { border-bottom: 1px solid oklch(38% 0.06 258); }
.req-tier-amount {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(40px, 4.5vw, 56px);
  color: var(--white);
  line-height: 1;
  white-space: nowrap;
}
.req-tier-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: oklch(68% 0.04 258);
  margin-bottom: var(--sp-2);
}
.req-tier-detail {
  font-size: 15px;
  color: oklch(65% 0.03 258);
  line-height: 1.55;
  margin: 0;
}
.req-notice {
  display: grid;
  grid-template-columns: 1fr 1fr;
  background: var(--navy-mid);
  border-radius: var(--radius-card);
  margin: var(--sp-8) 0;
  overflow: hidden;
}
.req-notice-panel { padding: var(--sp-6) var(--sp-8); }
.req-notice-panel:first-child { border-right: 1px solid oklch(38% 0.06 258); }
.req-notice-heading {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 18px;
  color: var(--white);
  margin-bottom: var(--sp-3);
}
.req-notice-panel p:last-child {
  font-size: 14px;
  color: oklch(66% 0.03 258);
  line-height: 1.65;
  margin: 0;
}

/* ── COMPARISON ──────────────────────────────────────────────────── */
.comparison-grid { display: grid; grid-template-columns: 1fr 1fr; gap: var(--sp-6); }
.comparison-col {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-card);
  padding: var(--sp-6);
}
.comparison-col.yours { border: 2px solid var(--red); }
.comparison-col-header {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 17px;
  color: var(--navy);
  margin-bottom: var(--sp-4);
  padding-bottom: var(--sp-3);
  border-bottom: 2px solid var(--border);
}
.comparison-col.yours .comparison-col-header {
  border-color: var(--red);
}
.comparison-col-sub {
  font-size: 13px;
  color: var(--muted);
  margin-bottom: var(--sp-4);
  line-height: 1.5;
}
.comparison-list { display: flex; flex-direction: column; gap: var(--sp-3); }
.comparison-list li {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: 15px;
  color: var(--text);
  line-height: 1.5;
}
.ci-dot {
  flex-shrink: 0;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 11px;
  font-weight: 800;
  color: var(--white);
  margin-top: 1px;
}
.ci-green { background: oklch(55% 0.14 145); }
.ci-red   { background: var(--red); }

/* ── LEASE SPLIT ─────────────────────────────────────────────── */
.lease-split-section { overflow: hidden; background: var(--white); }
.lease-split {
  display: grid;
  grid-template-columns: 42% 1fr;
  min-height: 620px;
}
.lease-split-photo {
  overflow: hidden;
  position: relative;
}
.lease-split-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center top;
  display: block;
}
.lease-split-content {
  background: var(--white);
  padding: clamp(48px, 5.5vw, 76px) clamp(36px, 4.5vw, 64px);
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: var(--sp-8);
}
.lease-split-eyebrow {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--red);
  margin-bottom: var(--sp-3);
}
.lease-split-content h2 {
  color: var(--navy);
  margin-bottom: var(--sp-4);
}
.lease-split-sub {
  color: var(--muted);
  font-size: 15px;
  line-height: 1.65;
  max-width: 44ch;
}
.lease-zone-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: var(--sp-3);
}
.lease-zone-label--carrier { color: oklch(55% 0.04 258); }
.lease-zone-label--yours   { color: var(--red); }
.lease-carrier-items {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}
.lease-carrier-item {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-3);
  font-size: 14px;
  color: var(--muted);
  line-height: 1.45;
}
.lease-carrier-check {
  width: 16px;
  height: 16px;
  flex-shrink: 0;
  margin-top: 1px;
  color: oklch(55% 0.14 145);
}
.lease-split-divider {
  display: flex;
  align-items: center;
  gap: var(--sp-4);
}
.lease-split-divider::before,
.lease-split-divider::after {
  content: '';
  flex: 1;
  height: 1px;
  background: var(--border);
}
.lease-split-divider-label {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--muted);
  white-space: nowrap;
}
.lease-yours-items {
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
}
.lease-yours-item {
  display: flex;
  align-items: flex-start;
  gap: var(--sp-4);
}
.lease-yours-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13px;
  letter-spacing: 0.04em;
  color: var(--red);
  flex-shrink: 0;
  min-width: 22px;
  padding-top: 3px;
  line-height: 1;
}
.lease-yours-name {
  font-size: 16px;
  font-weight: 600;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 4px;
}
.lease-yours-desc {
  font-size: 13px;
  color: var(--muted);
  line-height: 1.55;
}
.lease-split-cta {
  display: flex;
  align-items: center;
  gap: var(--sp-5);
  flex-wrap: wrap;
}
.lease-split-cta-note {
  font-size: 13px;
  color: var(--muted);
}
/* navy variant for inline-cta when red is overused */
.inline-cta--navy {
  background: var(--navy);
}
.inline-cta--navy .inline-cta-copy,
.inline-cta--navy .inline-cta-copy strong { color: oklch(80% 0.03 258); }
.inline-cta--navy .btn-ghost { border-color: oklch(50% 0.04 258); color: oklch(80% 0.03 258); }
.inline-cta--navy .btn-ghost:hover { border-color: var(--white); color: var(--white); }

/* ── OPERATION TYPES ─────────────────────────────────────────────── */
.operation-types { display: flex; flex-wrap: wrap; gap: var(--sp-3); margin-top: var(--sp-6); }
.op-badge {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-pill);
  padding: 8px 18px;
  font-size: 14px;
  font-weight: 600;
  color: var(--text);
  transition: border-color 0.15s;
}
.op-badge:hover { border-color: var(--navy); }
.op-badge svg { width: 16px; height: 16px; color: var(--red); }
.op-types-heading {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  color: var(--navy);
  margin-bottom: var(--sp-4);
}
.cta-center { text-align: center; margin-top: var(--sp-8); }

/* Who This Coverage Is For — dark section overrides */
.section-dark .two-col-content p { color: oklch(70% 0.03 258); }
.op-types-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.09em;
  color: oklch(60% 0.04 258);
  margin-bottom: var(--sp-4);
}
.op-list { list-style: none; padding: 0; margin: 0; }
.op-list-item {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(18px, 2.2vw, 26px);
  color: var(--white);
  padding: var(--sp-3) 0;
  border-top: 1px solid oklch(38% 0.06 258);
  line-height: 1;
}
.op-list-item:last-child { border-bottom: 1px solid oklch(38% 0.06 258); }

/* ── STICKY QUOTE CARD ───────────────────────────────────────────── */
.sticky-quote-card {
  position: fixed;
  top: calc(var(--nav-h) + var(--sp-6));
  right: var(--sp-4);
  width: 224px;
  background: var(--navy);
  border: none;
  border-radius: var(--radius-card);
  padding: var(--sp-5);
  z-index: 100;
  text-align: center;
  opacity: 0;
  pointer-events: none;
  transform: translateX(14px);
  transition: opacity 0.3s ease, transform 0.3s ease;
  box-shadow: 0 8px 32px oklch(27% 0.07 258 / 0.32);
}
.sticky-quote-card.visible { opacity: 1; pointer-events: auto; transform: translateX(0); }
.sticky-quote-card h4 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  color: var(--white);
  margin-bottom: var(--sp-2);
  line-height: 1.15;
}
.sticky-quote-card p { font-size: 13px; color: oklch(72% 0.03 258); margin-bottom: var(--sp-4); line-height: 1.5; }
.sticky-quote-card .btn { width: 100%; font-size: 14px; padding: 12px 16px; }

/* ── QUOTE PLACEHOLDER ───────────────────────────────────────────── */
.quote-placeholder {
  max-width: 540px;
  margin: 0 auto;
  background: var(--white);
  border: 2px solid var(--navy);
  border-radius: var(--radius-card);
  padding: var(--sp-8);
  text-align: center;
}
.quote-placeholder h2 { margin-bottom: var(--sp-4); }
.quote-placeholder p { color: var(--muted); margin-bottom: var(--sp-6); line-height: 1.7; }
.quote-contact-items { display: flex; flex-direction: column; gap: var(--sp-4); margin: var(--sp-6) 0; }
.quote-contact-item {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--sp-3);
  font-size: 16px;
  font-weight: 600;
}
.quote-contact-item svg { width: 20px; height: 20px; color: var(--red); flex-shrink: 0; }
.quote-contact-item a { color: var(--navy); }
.quote-contact-item a:hover { opacity: 0.7; }

/* ── FOOTER ──────────────────────────────────────────────────────── */
.footer { background: var(--navy-deep); color: var(--navy-muted); padding: var(--sp-16) 0 var(--sp-8); }
.footer-grid {
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr;
  gap: var(--sp-12);
  margin-bottom: var(--sp-12);
}
.footer-brand { margin-bottom: var(--sp-3); }
.footer-brand img { height: 28px; width: auto; display: block; }
.footer-tagline { font-size: 14px; line-height: 1.7; margin-bottom: var(--sp-4); max-width: 320px; }
.footer-nap { font-size: 14px; line-height: 2; }
.footer-nap a { transition: color 0.15s; }
.footer-nap a:hover { color: var(--white); }
.footer-col h4 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13px;
  color: var(--white);
  text-transform: uppercase;
  letter-spacing: 0.09em;
  margin-bottom: var(--sp-4);
}
.footer-col ul { display: flex; flex-direction: column; gap: var(--sp-2); }
.footer-col a { font-size: 14px; transition: color 0.15s; }
.footer-col a:hover { color: var(--white); }
.footer-bottom {
  border-top: 1px solid oklch(28% 0.05 258);
  padding-top: var(--sp-6);
  font-size: 12px;
  color: var(--navy-dim);
  line-height: 1.8;
}

/* ── MOBILE CTA BAR ──────────────────────────────────────────────── */
.mobile-cta-bar {
  display: none;
  position: fixed;
  bottom: 0; left: 0; right: 0;
  background: var(--navy);
  padding: var(--sp-3) var(--sp-4);
  z-index: 150;
  align-items: center;
  justify-content: center;
  gap: var(--sp-3);
  border-top: 2px solid var(--red);
}

/* ── BREADCRUMB ──────────────────────────────────────────────────── */
.breadcrumb {
  padding: var(--sp-3) 0;
  background: oklch(93% 0.012 258);
  border-bottom: 1px solid var(--border);
}
.breadcrumb ol { display: flex; align-items: center; gap: var(--sp-2); list-style: none; }
.breadcrumb li { font-size: 13px; color: var(--muted); }
.breadcrumb li a { color: var(--navy); font-weight: 600; }
.breadcrumb li a:hover { text-decoration: underline; }
.breadcrumb li + li::before { content: '/'; margin-right: var(--sp-2); }

/* ── FADE IN ANIMATION ───────────────────────────────────────────── */
.fade-in { opacity: 0; transform: translateY(20px); transition: opacity 0.55s ease, transform 0.55s ease; will-change: transform, opacity; }
.fade-in.visible { opacity: 1; transform: translateY(0); will-change: auto; }
.fade-in-delay-1 { transition-delay: 0.1s; }
.fade-in-delay-2 { transition-delay: 0.2s; }
.fade-in-delay-3 { transition-delay: 0.3s; }

/* ── ABOUT PAGE ──────────────────────────────────────────────────── */

/* Full-bleed mission split */
.asm-section {
  display: grid;
  grid-template-columns: 54fr 46fr;
  min-height: 720px;
}

.asm-text {
  background: var(--bg);
  display: flex;
  align-items: center;
  padding: var(--sp-24) 0;
}

.asm-text-inner {
  width: 100%;
  max-width: 600px;
  margin-left: auto;
  padding: 0 var(--sp-16) 0 clamp(var(--sp-6), calc((100vw - 1200px) / 2 + var(--sp-6)), 180px);
  display: flex;
  flex-direction: column;
  gap: var(--sp-8);
}

.asm-text-inner h2 {
  color: var(--navy);
  line-height: 1.08;
}

/* ATRI research fact — full-bleed red billboard */
.atri-fact {
  background: var(--red);
  padding: clamp(40px, 6vw, 72px) 0;
}

.atri-fact-numbers {
  display: flex;
  align-items: baseline;
  gap: clamp(var(--sp-4), 2.5vw, var(--sp-8));
  flex-wrap: nowrap;
}

.atri-fact-n {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(48px, 9.5vw, 120px);
  line-height: 0.95;
  color: var(--white);
  letter-spacing: -0.03em;
  white-space: nowrap;
}

.atri-fact-to {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(18px, 3.5vw, 44px);
  color: oklch(86% 0.1 24);
  letter-spacing: 0.04em;
  flex-shrink: 0;
}

.atri-fact-foot {
  display: flex;
  align-items: baseline;
  gap: var(--sp-8);
  flex-wrap: wrap;
  margin-top: var(--sp-5);
  padding-top: var(--sp-5);
  border-top: 1px solid oklch(44% 0.2 24);
}

.atri-fact-label {
  font-size: 13px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: oklch(90% 0.08 24);
}

.atri-fact-cite {
  font-size: 12px;
  color: oklch(72% 0.15 24);
  font-style: normal;
}
.atri-fact-cite a { color: oklch(72% 0.15 24); text-decoration: underline; text-underline-offset: 2px; }
.atri-fact-cite a:hover { color: var(--white); }

.asm-text-inner > p {
  font-size: 16px;
  line-height: 1.8;
  color: var(--muted);
  max-width: 460px;
}

/* Photo panel — full-bleed, no border-radius */
.asm-photo {
  position: relative;
  overflow: hidden;
}

.asm-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

.asm-photo::before {
  content: '';
  position: absolute;
  inset: 0 auto 0 0;
  width: 100px;
  background: linear-gradient(to right, var(--bg), transparent);
  z-index: 1;
  pointer-events: none;
}

/* Pillars on dark section */
.section-dark .about-pillar {
  border-bottom-color: oklch(34% 0.07 258);
}
.section-dark .about-pillar-num {
  color: oklch(37% 0.08 258);
}
.section-dark .about-pillar-body p {
  color: var(--navy-ghost);
}

/* Trust stats — photo background section */
.about-stats-photo {
  position: relative;
  padding: var(--sp-24) 0;
  color: var(--white);
  background-color: var(--navy);
  background-image: url('../images/tractorsunset.webp');
  background-size: cover;
  background-position: center 40%;
  overflow: hidden;
}
.about-stats-photo::before {
  content: '';
  position: absolute;
  inset: 0;
  background: oklch(20% 0.06 258 / 0.84);
  z-index: 0;
}
.about-stats-photo .container {
  position: relative;
  z-index: 1;
}
.about-stats-photo h2 { color: var(--white); }
.about-stats-photo .section-header p { color: var(--navy-ghost); }
.about-stats-photo .about-stats {
  gap: 0;
  margin-top: var(--sp-4);
}
.about-stats-photo .about-stat-block {
  background: transparent;
  border: none;
  border-radius: 0;
  border-right: 1px solid oklch(38% 0.07 258);
  padding: var(--sp-8) var(--sp-10);
  align-items: flex-start;
  text-align: left;
}
.about-stats-photo .about-stat-block:last-child {
  border-right: none;
}
.about-stats-photo .about-stat-num { color: var(--white); }
.about-stats-photo .about-stat-unit { color: var(--red); }
.about-stats-photo .about-stat-desc { color: var(--navy-ghost); max-width: none; }

/* About pillars */
.about-pillars {
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}
.about-pillar {
  display: grid;
  grid-template-columns: 72px 1fr;
  gap: var(--sp-6);
  align-items: start;
  padding: var(--sp-6) 0;
  border-bottom: 1px solid var(--border);
}
.about-pillar:last-child { border-bottom: none; }
.about-pillar-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 48px;
  line-height: 1;
  color: var(--border);
  padding-top: 4px;
}
.about-pillar-body h3 { margin-bottom: var(--sp-3); }
.about-pillar-body p { color: var(--muted); line-height: 1.75; font-size: 16px; }

/* About trust stats */
.about-stats {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-4);
  margin-top: var(--sp-4);
}
.about-stat-block {
  background: var(--navy-mid);
  border: 1px solid oklch(38% 0.06 258);
  border-radius: var(--radius-card);
  padding: var(--sp-8) var(--sp-6);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: var(--sp-2);
}
.about-stat-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(48px, 6vw, 72px);
  line-height: 1;
  color: var(--white);
  position: relative;
}
.about-stat-plus {
  font-size: 0.55em;
  vertical-align: super;
  line-height: 1;
  color: var(--red);
}
.about-stat-unit {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 16px;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--red);
}
.about-stat-desc {
  font-size: 13px;
  color: var(--navy-muted);
  line-height: 1.5;
  max-width: 180px;
}

/* Footer disclosure */
.footer-disclosure {
  font-size: 12px;
  color: var(--navy-dim);
  margin-top: var(--sp-4);
  line-height: 1.6;
}
.footer-disclosure a { color: var(--navy-dim); text-decoration: underline; text-underline-offset: 2px; }
.footer-disclosure a:hover { color: var(--white); }

/* ── RESPONSIVE ──────────────────────────────────────────────────── */
@media (max-width: 1280px) {
  .sticky-quote-card { display: none !important; }
}

@media (max-width: 1024px) {
  .nav-links { display: none; }
  .nav-right .btn { display: none; }
  .nav-phone { display: none; }
  .hamburger { display: flex; }
  .coverage-grid { grid-template-columns: repeat(2, 1fr); }
  .tiles-grid { grid-template-columns: repeat(2, 1fr); }
  .stats-grid { grid-template-columns: repeat(2, 1fr); gap: var(--sp-8); }
  .requirements-grid { grid-template-columns: 1fr 1fr; }
  .asm-section { grid-template-columns: 1fr; min-height: unset; }
  .asm-text { padding: var(--sp-16) 0; }
  .asm-text-inner { max-width: none; margin-left: 0; padding: 0 var(--sp-6); }
  .asm-photo { min-height: 380px; }
  .asm-photo::before { display: none; }
  .about-stats { grid-template-columns: repeat(3, 1fr); }
}

@media (max-width: 720px) {
  :root { --nav-h: 60px; }
  .hero { padding: var(--sp-16) 0; min-height: auto; }
  .hero-inner { max-width: 100%; }
  .section-light, .section-white, .section-dark, .about-stats-photo { padding: var(--sp-16) 0; }
  .authority-explainer { grid-template-columns: 1fr; gap: var(--sp-8); }
  .authority-explainer-photo { min-height: 300px; }
  .authority-explainer-content { padding: 0; gap: var(--sp-4); }
  .splitter-grid { grid-template-columns: 1fr; }
  .how-grid { flex-direction: column; gap: var(--sp-2); }
  .how-step { width: 100%; }
  .how-arrow { transform: rotate(90deg); padding: var(--sp-1) 0; }
  .two-col { grid-template-columns: 1fr; gap: var(--sp-8); }
  .comparison-grid { grid-template-columns: 1fr; }
  .lease-split { grid-template-columns: 1fr; grid-template-rows: 300px auto; min-height: unset; }
  .lease-split-content { padding: var(--sp-8) var(--sp-6); gap: var(--sp-6); }
  .lease-split-sub { max-width: none; }
  .coverage-grid { grid-template-columns: 1fr; }
  .tiles-grid { grid-template-columns: 1fr 1fr; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; gap: var(--sp-8); }
  .inline-cta .container { flex-direction: column; text-align: center; gap: var(--sp-4); }
  .mobile-cta-bar { display: flex; }
  .mobile-cta-bar { padding-bottom: calc(var(--sp-3) + env(safe-area-inset-bottom, 0px)); }
  body { padding-bottom: calc(68px + env(safe-area-inset-bottom, 0px)); }
  .requirements-grid { grid-template-columns: 1fr; }
  .req-tier { grid-template-columns: auto 1fr; gap: var(--sp-4); }
  .req-tier-amount { font-size: 36px; }
  .req-notice { grid-template-columns: 1fr; }
  .req-notice-panel:first-child { border-right: none; border-bottom: 1px solid oklch(38% 0.06 258); }
  .asm-photo { min-height: 260px; }
  .atri-fact-numbers { flex-direction: column; align-items: flex-start; gap: var(--sp-2); }
  .atri-fact-to { font-size: 16px; letter-spacing: 0.12em; }
  .atri-fact-foot { flex-direction: column; gap: var(--sp-2); }
  .about-pillar { grid-template-columns: 48px 1fr; gap: var(--sp-4); }
  .about-pillar-num { font-size: 36px; }
  .about-stats { grid-template-columns: 1fr; gap: var(--sp-4); }
  .about-stat-block { flex-direction: row; align-items: center; text-align: left; gap: var(--sp-6); padding: var(--sp-5) var(--sp-6); }
  .about-stat-num { font-size: 48px; }
  .about-stat-desc { max-width: none; }
  .about-stats-photo { padding: var(--sp-16) 0; }
  .about-stats-photo .about-stat-block { border-right: none; border-bottom: 1px solid oklch(38% 0.07 258); padding: var(--sp-5) var(--sp-6); }
  .about-stats-photo .about-stat-block:last-child { border-bottom: none; }
  .cta-banner-actions { flex-direction: column; align-items: center; }
  .coverage-entry {
    grid-template-columns: 40px 1fr;
    gap: var(--sp-4);
  }
  .coverage-entry-action {
    grid-column: 2;
    margin-top: var(--sp-3);
    align-self: start;
  }
  .coverage-manifest-footer {
    flex-direction: column;
    align-items: flex-start;
    padding: var(--sp-6);
  }
  .section-light, .section-white { padding: var(--sp-16) 0; }
  .quote-contact-layout { grid-template-columns: 1fr; gap: var(--sp-8); }
  .expect-grid { grid-template-columns: 1fr; gap: var(--sp-8); }
}

@media (max-width: 400px) {
  .tiles-grid { grid-template-columns: 1fr; }
  .hero-ctas { flex-direction: column; }
  .hero-ctas .btn { width: 100%; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .lease-split { grid-template-rows: 240px auto; }
  .lease-split-content { padding: var(--sp-8) var(--sp-5); }
  .lease-split-cta { flex-direction: column; align-items: flex-start; gap: var(--sp-3); }
}

/* ── FOCUS STATES ────────────────────────────────────────────────── */
:focus-visible {
  outline: 3px solid var(--red);
  outline-offset: 3px;
  border-radius: var(--radius-sm);
}
.btn:focus-visible { border-radius: var(--radius-pill); }
.faq-q:focus-visible { border-radius: 0; }

/* ── REDUCED MOTION ──────────────────────────────────────────────── */
@media (prefers-reduced-motion: no-preference) {
  html { scroll-behavior: smooth; }
}

@media (prefers-reduced-motion: reduce) {
  .fade-in {
    opacity: 1;
    transform: none;
    transition: none;
  }
  .btn { transition: none; }
  .faq-chevron { transition: none; }
  .nav .btn-primary { animation: none; }
  .nav .btn-primary:hover { transition: none; }
  .nav .btn-primary:hover::before { animation: none; }
}

/* ── PREMIUM QUOTE FORM ──────────────────────────────────────────── */
.qf-section {
  background: var(--bg);
  min-height: calc(100vh - var(--nav-h));
  padding: clamp(48px, 6vw, 96px) 0 clamp(80px, 10vw, 140px);
}

.qf-container {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 var(--sp-6);
}

.qf-progress-wrap {
  height: 3px;
  background: oklch(88% 0.008 258);
  border-radius: 2px;
  margin-bottom: 40px;
  overflow: hidden;
}

.qf-progress-bar {
  height: 100%;
  background: var(--red);
  border-radius: 2px;
  transition: width 0.55s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  width: 0%;
}

.qf-back {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-family: var(--font-body);
  color: var(--muted);
  background: none;
  border: none;
  cursor: pointer;
  padding: 0;
  margin-bottom: var(--sp-8);
  line-height: 1;
  font-weight: 600;
  letter-spacing: 0.01em;
  transition: color 0.15s;
}
.qf-back:hover { color: var(--text); }

/* ── STEP TRANSITIONS ── */
.qf-step {
  opacity: 0;
  transform: translateX(32px);
  transition: opacity 0.32s cubic-bezier(0.25, 0.46, 0.45, 0.94),
              transform 0.32s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}
.qf-step.qf-step--from-left { transform: translateX(-32px); }
.qf-step.qf-active {
  opacity: 1;
  transform: translateX(0);
}

/* ── TYPOGRAPHY ── */
.qf-label {
  font-family: var(--font-display);
  font-size: clamp(32px, 5vw, 54px);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: var(--sp-8);
  line-height: 1.0;
  letter-spacing: -0.01em;
}

.qf-step-sub {
  font-size: 17px;
  color: var(--muted);
  margin-top: calc(-1 * var(--sp-5));
  margin-bottom: var(--sp-8);
  line-height: 1.55;
}

.qf-sublabel {
  font-family: var(--font-display);
  font-size: clamp(22px, 2.8vw, 30px);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: var(--sp-4);
  margin-top: 40px;
  line-height: 1.1;
  letter-spacing: -0.005em;
}

.qf-hint {
  font-size: 13px;
  color: var(--muted);
  margin-top: calc(-1 * var(--sp-2));
  margin-bottom: var(--sp-5);
  letter-spacing: 0.01em;
}

/* ── TILE GRIDS ── */
.qf-tile-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.qf-tile-grid--authority {
  grid-template-columns: 1fr;
  gap: 12px;
}
@media (min-width: 560px) {
  .qf-tile-grid--authority { grid-template-columns: repeat(3, 1fr); }
}
@media (min-width: 480px) {
  .qf-tile-grid--3col { grid-template-columns: repeat(3, 1fr); }
}

/* ── PREMIUM TILE CARD ── */
.qf-tile {
  background: var(--white);
  border: 1.5px solid var(--border);
  border-radius: 16px;
  padding: 28px 18px 22px;
  cursor: pointer;
  transition:
    border-color 0.22s cubic-bezier(0.25, 0.46, 0.45, 0.94),
    background   0.22s cubic-bezier(0.25, 0.46, 0.45, 0.94),
    box-shadow   0.22s cubic-bezier(0.25, 0.46, 0.45, 0.94),
    transform    0.22s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 10px;
  box-shadow: 0 1px 4px oklch(20% 0.04 258 / 0.07),
              0 1px 2px oklch(20% 0.04 258 / 0.04);
}

.qf-tile:hover {
  border-color: oklch(52% 0.05 258);
  box-shadow: 0 6px 24px oklch(20% 0.04 258 / 0.11),
              0 2px 6px oklch(20% 0.04 258 / 0.06);
  transform: translateY(-3px);
}

.qf-tile:focus-visible {
  outline: 3px solid var(--navy);
  outline-offset: 2px;
  border-color: var(--navy);
}

.qf-tile.qf-selected {
  background: var(--navy);
  border-color: var(--navy);
  box-shadow: 0 12px 40px oklch(27% 0.07 258 / 0.30),
              0 3px 10px oklch(27% 0.07 258 / 0.16);
  transform: translateY(-3px);
}

/* SVG file icon (img tag) */
.qf-tile-icon-img {
  width: 80px;
  height: 50px;
  object-fit: contain;
  flex-shrink: 0;
  filter: brightness(0) saturate(0);
  transition: filter 0.22s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  display: block;
}
.qf-tile.qf-selected .qf-tile-icon-img {
  filter: brightness(0) invert(1);
}

/* Inline SVG icon (currentColor — authority + other tiles) */
.qf-tile-icon {
  width: 60px;
  height: 38px;
  color: var(--navy);
  flex-shrink: 0;
  transition: color 0.22s;
}
.qf-tile.qf-selected .qf-tile-icon { color: var(--white); }

.qf-tile-label {
  font-family: var(--font-display);
  font-size: 15px;
  font-weight: 800;
  color: var(--navy);
  line-height: 1.15;
  transition: color 0.22s;
}
.qf-tile.qf-selected .qf-tile-label { color: var(--white); }

.qf-tile-desc {
  font-size: 12px;
  color: var(--muted);
  line-height: 1.45;
  transition: color 0.22s;
}
.qf-tile.qf-selected .qf-tile-desc { color: oklch(80% 0.02 258); }

/* ── CHECK TILE (coverage / commodities) ── */
.qf-tile--check {
  flex-direction: row;
  align-items: center;
  text-align: left;
  padding: 14px 18px;
  gap: 12px;
  border-radius: 12px;
}
.qf-tile--check .qf-tile-label { font-size: 14px; }

.qf-tile-check {
  width: 20px;
  height: 20px;
  border: 2px solid var(--border);
  border-radius: 5px;
  flex-shrink: 0;
  position: relative;
  background: var(--white);
  transition: border-color 0.15s, background 0.15s;
}
.qf-tile.qf-selected .qf-tile-check {
  border-color: oklch(72% 0.022 258);
  background: transparent;
}
.qf-tile.qf-selected .qf-tile-check::after {
  content: '';
  position: absolute;
  left: 3px;
  top: 6px;
  width: 9px;
  height: 5px;
  border-left: 2.5px solid var(--white);
  border-bottom: 2.5px solid var(--white);
  transform: rotate(-45deg) translateY(-2px);
}

.qf-tile--full { grid-column: 1 / -1; }

/* ── EXPERIENCE TILES ── */
.qf-tile-grid--exp {
  grid-template-columns: repeat(5, 1fr);
  gap: 10px;
}

.qf-tile--exp {
  padding: 18px 8px 14px;
  border-radius: 12px;
  gap: 3px;
}

.qf-tile--exp .qf-tile-label {
  font-size: clamp(18px, 3vw, 22px);
  line-height: 1;
}

.qf-tile--exp .qf-tile-desc {
  font-size: 11px;
  color: var(--muted);
  transition: color 0.22s;
}
.qf-tile--exp.qf-selected .qf-tile-desc { color: oklch(80% 0.02 258); }

@media (max-width: 480px) {
  .qf-tile-grid--exp { grid-template-columns: repeat(3, 1fr); }
  .qf-tile--exp { padding: 14px 6px 12px; }
}

/* ── BADGE ── */
.qf-badge {
  display: inline-block;
  font-size: 9px;
  font-weight: 700;
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: var(--red);
  border: 1px solid oklch(65% 0.18 30);
  padding: 2px 6px;
  border-radius: 4px;
  margin-left: 8px;
  white-space: nowrap;
  vertical-align: middle;
  transition: color 0.22s, border-color 0.22s;
}
.qf-tile.qf-selected .qf-badge {
  color: oklch(80% 0.12 30);
  border-color: oklch(80% 0.12 30);
}

/* ── CONTINUE BUTTON ── */
.qf-continue {
  display: block;
  width: 100%;
  margin-top: 40px;
  font-size: 18px;
  padding: 18px 32px;
}
.qf-continue:not(:disabled) {
  box-shadow: 0 4px 20px oklch(52% 0.22 24 / 0.32);
}
.qf-continue:not(:disabled):hover {
  opacity: 1;
  transform: translateY(-2px);
  box-shadow: 0 10px 36px oklch(52% 0.22 24 / 0.44);
}
.qf-continue:disabled {
  opacity: 0.35;
  cursor: not-allowed;
  transform: none !important;
  box-shadow: none !important;
}

/* ── FORM FIELDS ── */
.qf-field {
  display: flex;
  flex-direction: column;
  gap: 6px;
  margin-bottom: 20px;
}
.qf-field label {
  font-size: 11px;
  font-weight: 700;
  font-family: var(--font-body);
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.08em;
}
.qf-optional {
  font-weight: 400;
  color: oklch(58% 0.025 258);
  text-transform: none;
  letter-spacing: 0;
  font-size: 10px;
}
.qf-input,
.qf-select {
  width: 100%;
  border: 1.5px solid var(--border);
  border-radius: 10px;
  padding: 14px 16px;
  font-family: var(--font-body);
  font-size: 17px;
  color: var(--text);
  background: var(--white);
  transition: border-color 0.2s, box-shadow 0.2s;
  box-sizing: border-box;
  box-shadow: 0 1px 3px oklch(20% 0.04 258 / 0.05);
}
.qf-input:focus,
.qf-select:focus {
  border-color: var(--navy);
  outline: none;
  box-shadow: 0 0 0 3px oklch(27% 0.07 258 / 0.1),
              0 1px 3px oklch(20% 0.04 258 / 0.05);
}
.qf-input.qf-error,
.qf-select.qf-error { border-color: var(--red); }
.qf-select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='14' height='14' viewBox='0 0 24 24' fill='none' stroke='%23667080' stroke-width='2.5' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpolyline points='6 9 12 15 18 9'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  background-size: 14px;
  padding-right: 44px;
  cursor: pointer;
}

.qf-zip-tag {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  font-size: 13px;
  color: oklch(50% 0.16 145);
  font-weight: 700;
  margin-top: 4px;
}

.qf-error-msg {
  font-size: 13px;
  color: var(--red);
  font-family: var(--font-body);
  margin-top: 4px;
}

/* ── REVEAL ANIMATION ── */
.qf-reveal {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 0.42s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}
.qf-reveal.qf-reveal-open { grid-template-rows: 1fr; }
.qf-reveal-inner { overflow: hidden; min-height: 0; }

/* ── PROCESSING STATE ── */
.qf-processing {
  padding: var(--sp-12) 0 var(--sp-8);
}

.qf-processing-label {
  font-family: var(--font-display);
  font-size: clamp(22px, 4vw, 32px);
  font-weight: 800;
  color: var(--navy);
  margin-bottom: var(--sp-8);
  line-height: 1.1;
  letter-spacing: -0.01em;
  transition: opacity 0.35s ease-out, transform 0.35s ease-out;
}

.qf-processing-track {
  height: 6px;
  background: var(--border);
  border-radius: 3px;
  overflow: hidden;
}

.qf-processing-fill {
  height: 100%;
  background: var(--red);
  border-radius: 3px;
  width: 0%;
  position: relative;
  overflow: hidden;
  transition: width 5s cubic-bezier(0.3, 0.6, 0.8, 1.0);
}

.qf-processing-fill::after {
  content: '';
  position: absolute;
  top: 0;
  left: -50%;
  width: 45%;
  height: 100%;
  background: linear-gradient(90deg, transparent 0%, oklch(99% 0.004 72 / 0.35) 50%, transparent 100%);
  animation: proc-shimmer 1.4s ease-in-out infinite;
}

@keyframes proc-shimmer {
  0%   { left: -50%; }
  100% { left: 110%; }
}

@media (prefers-reduced-motion: reduce) {
  .qf-processing-fill::after { display: none; }
  .qf-processing-label { transition: opacity 0.1s; }
}

/* ── THANK YOU ── */
.qf-thankyou {
  padding-top: var(--sp-6);
}

.qf-ty-confirm {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 11px;
  font-weight: 700;
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: oklch(50% 0.16 145);
  margin-bottom: var(--sp-6);
}

.qf-ty-brand {
  text-align: center;
  padding: var(--sp-8) 0;
  margin-bottom: var(--sp-6);
  border-top: 1px solid var(--border);
  border-bottom: 1px solid var(--border);
}

.qf-ty-logo {
  display: block;
  width: 300px;
  max-width: 100%;
  height: auto;
  margin: 0 auto var(--sp-5);
}

.qf-ty-sent {
  font-size: 15px;
  font-weight: 600;
  color: var(--muted);
  line-height: 1.5;
  text-align: center;
  max-width: 30ch;
  margin: 0 auto;
}

.qf-ty-call-card {
  background: var(--navy);
  border-radius: 16px;
  padding: var(--sp-8) var(--sp-6);
  text-align: center;
  margin-bottom: var(--sp-8);
}

.qf-ty-call-label {
  font-size: 12px;
  font-weight: 700;
  color: oklch(72% 0.04 258);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  margin-bottom: var(--sp-3);
  max-width: none;
}

.qf-ty-call-number {
  display: block;
  font-family: var(--font-display);
  font-size: clamp(38px, 7vw, 52px);
  font-weight: 800;
  color: oklch(99.5% 0.004 72);
  letter-spacing: -0.01em;
  line-height: 1;
  text-decoration: none;
  margin-bottom: var(--sp-3);
}

.qf-ty-call-number:hover {
  color: oklch(85% 0.08 72);
}

.qf-ty-call-when {
  font-size: 15px;
  font-weight: 600;
  color: oklch(85% 0.03 258);
  margin-bottom: var(--sp-4);
  max-width: none;
  line-height: 1.4;
}

.qf-ty-call-sub {
  font-size: 12px;
  color: oklch(62% 0.04 258);
  font-style: italic;
  margin-bottom: 0;
  max-width: none;
}

.qf-checklist-heading {
  font-size: 11px;
  font-weight: 700;
  font-family: var(--font-body);
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--muted);
  margin-top: var(--sp-4);
  margin-bottom: var(--sp-4);
}

.qf-checklist {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.qf-checklist li {
  display: flex;
  gap: 12px;
  font-size: 16px;
  color: var(--text);
  line-height: 1.5;
  align-items: flex-start;
}

.qf-checklist li::before {
  content: '✓';
  color: oklch(50% 0.16 145);
  flex-shrink: 0;
  font-weight: 800;
  font-size: 14px;
  margin-top: 2px;
}

/* ── DOT LOOKUP CONFIRMATION ── */
.qf-dot-confirm {
  margin-top: 8px;
}

.qf-dot-card {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  background: oklch(96.5% 0.02 145);
  border: 1px solid oklch(78% 0.1 145);
  border-radius: 10px;
  padding: 12px 14px;
  font-size: 14px;
  line-height: 1.5;
  color: var(--text);
}

.qf-dot-card strong {
  display: block;
  font-size: 15px;
  font-weight: 700;
  color: var(--navy);
  line-height: 1.3;
  margin-bottom: 2px;
}

.qf-dot-check-icon {
  width: 18px;
  height: 18px;
  flex-shrink: 0;
  color: oklch(50% 0.16 145);
  margin-top: 1px;
}

.qf-dot-loading {
  font-size: 13px;
  color: var(--muted);
  font-style: italic;
}

.qf-dot-notfound {
  font-size: 13px;
  color: var(--muted);
}

/* ── RESPONSIVE ── */
@media (max-width: 480px) {
  .qf-tile { padding: 20px 12px 16px; border-radius: 14px; gap: 8px; }
  .qf-tile-icon-img { width: 60px; height: 38px; }
  .qf-tile-label { font-size: 13px; }
  .qf-tile-desc { font-size: 11px; }
}
@media (max-width: 400px) {
  .qf-tile-grid { grid-template-columns: 1fr; }
  .qf-tile-grid--3col { grid-template-columns: 1fr; }
}
@media (prefers-reduced-motion: reduce) {
  .qf-step { transition: none; }
  .qf-progress-bar { transition: none; }
  .qf-reveal { transition: none; }
  .qf-tile { transition: none; }
  .qf-tile-icon-img { transition: none; }
  .qf-tile-icon { transition: none; }
}

/* ── BLOG LISTING ────────────────────────────────────────────────────── */

/* Visually hidden accessible landmark */
.sr-only {
  position: absolute;
  width: 1px; height: 1px;
  padding: 0; margin: -1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
  border: 0;
}

/* Hero height — shorter than the default 82vh */
.hero.blog-hero {
  min-height: clamp(300px, 45vh, 480px);
}

/* ── FILTER BAR ── */
.blog-filter-bar {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  flex-wrap: wrap;
  margin-bottom: var(--sp-8);
  padding-bottom: var(--sp-6);
  border-bottom: 1px solid var(--border);
}

.blog-filter-btn {
  display: inline-flex;
  align-items: center;
  font-family: var(--font-body);
  font-size: var(--t-sm);
  font-weight: 700;
  letter-spacing: 0.04em;
  padding: 7px 16px;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border);
  background: transparent;
  color: var(--muted);
  cursor: pointer;
  transition: background 0.15s, color 0.15s, border-color 0.15s;
  line-height: 1;
  white-space: nowrap;
}

.blog-filter-btn:hover {
  border-color: var(--navy);
  color: var(--navy);
}

.blog-filter-btn.active {
  background: var(--red);
  color: var(--white);
  border-color: var(--red);
}

/* ── FEATURED POST ── */
.blog-featured {
  margin-bottom: var(--sp-8);
  padding: var(--sp-10) 0 var(--sp-8);
  border-top: 3px solid var(--navy);
}

.blog-featured-inner {
  display: grid;
  grid-template-columns: 3fr 2fr;
  gap: var(--sp-12);
  align-items: start;
}

.blog-featured-left {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
}

.blog-featured-right {
  display: flex;
  flex-direction: column;
  gap: var(--sp-5);
  padding-top: var(--sp-2);
}

.blog-featured-cat {
  display: inline-block;
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  align-self: flex-start;
}

.blog-featured-headline {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: var(--t-h2);
  line-height: 1.08;
  color: var(--navy);
  margin: 0;
}

.blog-featured-headline a {
  color: inherit;
  transition: color 0.15s;
}

.blog-featured-headline a:hover { color: var(--red); }

.blog-featured-meta {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-size: var(--t-sm);
  color: var(--muted);
  font-weight: 600;
}

.blog-featured-excerpt {
  font-size: var(--t-base);
  color: var(--muted);
  line-height: 1.75;
  max-width: 52ch;
  margin: 0;
}

.blog-featured-cta {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 13px;
  font-weight: 700;
  color: var(--red-text);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  transition: opacity 0.15s;
  align-self: flex-start;
}

.blog-featured-cta svg { transition: transform 0.2s; }
.blog-featured-cta:hover { opacity: 0.75; }
.blog-featured-cta:hover svg { transform: translateX(3px); }

/* ── META SEPARATOR DOT ── */
.blog-meta-sep {
  display: inline-block;
  width: 3px; height: 3px;
  border-radius: 50%;
  background: var(--muted);
  opacity: 0.5;
  flex-shrink: 0;
}

/* ── POST LIST ── */
.blog-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  padding: 0; margin: 0;
}

.blog-post-row {
  display: grid;
  grid-template-columns: 56px 1fr 44px;
  align-items: start;
  gap: var(--sp-6);
  padding: var(--sp-6) 0;
  border-top: 1px solid var(--border);
}

.blog-list .blog-post-row:last-child { border-bottom: 1px solid var(--border); }

.blog-post-row.blog-hidden { display: none; }

.blog-post-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 26px;
  color: oklch(82% 0.012 258);
  line-height: 1;
  padding-top: 4px;
  user-select: none;
}

.blog-post-body {
  display: flex;
  flex-direction: column;
  gap: var(--sp-1);
}

.blog-post-cat {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--red-text);
  line-height: 1.4;
}

.blog-post-headline {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(18px, 2vw, 22px);
  line-height: 1.15;
  color: var(--navy);
  margin: 0;
  transition: color 0.15s;
}

.blog-post-headline a { color: inherit; }
.blog-post-row:hover .blog-post-headline { color: var(--red); }

.blog-post-excerpt {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.65;
  max-width: 62ch;
  margin: 0;
}

.blog-post-meta {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-size: 13px;
  color: var(--muted);
  margin-top: var(--sp-1);
}

.blog-post-action {
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--muted);
  padding-top: 5px;
  transition: color 0.15s, transform 0.2s;
  flex-shrink: 0;
}

.blog-post-row:hover .blog-post-action {
  color: var(--red);
  transform: translateX(3px);
}

/* ── NO RESULTS ── */
.blog-no-results {
  padding: var(--sp-12) 0;
  font-size: var(--t-base);
  color: var(--muted);
  text-align: center;
}

.blog-reset-link {
  color: var(--red-text);
  font-weight: 700;
  text-decoration: underline;
  text-underline-offset: 3px;
}

/* ── BLOG RESPONSIVE ── */
@media (max-width: 1024px) {
  .blog-featured-inner {
    grid-template-columns: 1fr;
    gap: var(--sp-6);
  }
  .blog-featured-excerpt { max-width: none; }
}

@media (max-width: 720px) {
  .blog-filter-bar { padding-bottom: var(--sp-4); margin-bottom: var(--sp-6); }
  .blog-featured { padding: var(--sp-8) 0 var(--sp-6); }
  .blog-post-row { grid-template-columns: 44px 1fr 36px; gap: var(--sp-4); padding: var(--sp-5) 0; }
  .blog-post-num { font-size: 20px; }
  .blog-post-excerpt { display: none; }
}

@media (max-width: 480px) {
  .blog-post-row { grid-template-columns: 1fr 32px; gap: var(--sp-3); }
  .blog-post-num { display: none; }
  .blog-filter-btn { font-size: 12px; padding: 6px 12px; }
  .blog-featured-headline { font-size: clamp(24px, 7vw, 32px); }
}

@media (prefers-reduced-motion: reduce) {
  .blog-filter-btn,
  .blog-featured-cta svg,
  .blog-post-action { transition: none; }
  .blog-featured-cta:hover svg,
  .blog-post-row:hover .blog-post-action { transform: none; }
}

/* ── BLOG ARTICLE ─────────────────────────────────────────────────────── */

.article-header {
  background: var(--white);
  padding: var(--sp-12) 0 var(--sp-8);
  border-bottom: 1px solid var(--border);
}

.article-cat {
  display: inline-block;
  background: var(--red);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: var(--radius-sm);
  margin-bottom: var(--sp-4);
}

.article-header h1 {
  color: var(--navy);
  margin-bottom: var(--sp-4);
  max-width: 20ch;
  line-height: 1.05;
}

.article-meta {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-size: var(--t-sm);
  color: var(--muted);
  font-weight: 600;
}

.article-meta-sep {
  display: inline-block;
  width: 3px;
  height: 3px;
  border-radius: 50%;
  background: var(--muted);
  opacity: 0.5;
  flex-shrink: 0;
}

.article-layout {
  display: grid;
  grid-template-columns: 1fr 320px;
  gap: var(--sp-12);
  align-items: start;
  padding: var(--sp-12) 0 var(--sp-16);
}

.article-body { min-width: 0; }

.article-body h2 {
  color: var(--navy);
  font-size: var(--t-h2);
  margin-top: var(--sp-12);
  margin-bottom: var(--sp-4);
  line-height: 1.1;
}

.article-body h3 {
  color: var(--navy);
  font-size: var(--t-h3);
  margin-top: var(--sp-8);
  margin-bottom: var(--sp-3);
  line-height: 1.2;
}

.article-body p {
  color: var(--text);
  font-size: var(--t-base);
  line-height: 1.75;
  margin-bottom: var(--sp-5);
  max-width: 68ch;
}

.article-body ul,
.article-body ol {
  margin: 0 0 var(--sp-5) var(--sp-6);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.article-body ul { list-style: disc; }
.article-body ol { list-style: decimal; }

.article-body li {
  color: var(--text);
  font-size: var(--t-base);
  line-height: 1.65;
  padding-left: var(--sp-2);
}

.article-body blockquote {
  border-left: 4px solid var(--red);
  margin: var(--sp-8) 0;
  padding: var(--sp-4) var(--sp-6);
  background: oklch(97% 0.008 72);
  border-radius: 0 var(--radius-card) var(--radius-card) 0;
}

.article-body blockquote p {
  color: var(--muted);
  font-size: 17px;
  font-style: italic;
  line-height: 1.7;
  margin: 0;
  max-width: none;
}

.callout {
  border-top: 2px solid oklch(75% 0.02 258);
  padding: var(--sp-5) 0;
  margin: var(--sp-8) 0;
}

.callout-title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 13px;
  color: var(--navy);
  margin-bottom: var(--sp-2);
  text-transform: uppercase;
  letter-spacing: 0.10em;
}

.callout p { margin: 0; font-size: 15px; color: var(--muted); max-width: none; }

.callout--primary {
  background: var(--navy);
  border-top: none;
  padding: var(--sp-6) var(--sp-8);
}

.callout--primary .callout-title {
  color: oklch(78% 0.14 24);
  font-size: 12px;
  letter-spacing: 0.16em;
}

.callout--primary p {
  color: var(--white);
  font-size: 1rem;
  line-height: 1.7;
}

.callout--primary strong { color: var(--white); }

.article-body .callout--primary a {
  color: var(--white);
  text-decoration-color: oklch(78% 0.14 24 / 0.6);
}

.article-body .callout--primary a:hover,
.article-body .callout--primary a:focus-visible { color: var(--white); text-decoration-color: var(--white); }

.article-inline-cta {
  background: var(--navy);
  border-radius: var(--radius-card);
  padding: var(--sp-8);
  margin: var(--sp-10) 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: var(--sp-6);
  flex-wrap: wrap;
}

.article-inline-cta-copy {
  font-size: var(--t-base);
  font-weight: 600;
  color: oklch(85% 0.03 258);
  line-height: 1.5;
}

.article-inline-cta-copy strong {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 20px;
  color: var(--white);
  margin-bottom: 4px;
}

.article-sidebar {
  position: sticky;
  top: calc(var(--nav-h) + var(--sp-6));
}

.article-sidebar-card {
  background: var(--navy);
  border-radius: var(--radius-card);
  padding: var(--sp-6);
  text-align: center;
}

.article-sidebar-card h4 {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(20px, 2.5vw, 26px);
  color: var(--white);
  line-height: 1.1;
  margin-bottom: var(--sp-3);
}

.article-sidebar-card > p {
  font-size: 14px;
  color: oklch(72% 0.03 258);
  line-height: 1.6;
  margin-bottom: var(--sp-5);
}

.article-sidebar-card .btn { width: 100%; font-size: 15px; padding: 14px 20px; }

.article-sidebar-phone {
  display: block;
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 22px;
  color: var(--white);
  letter-spacing: -0.01em;
  margin-top: var(--sp-4);
  transition: opacity 0.15s;
  text-decoration: none;
}

.article-sidebar-phone:hover { opacity: 0.8; }

.article-sidebar-phone-label {
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: oklch(60% 0.04 258);
  margin-top: var(--sp-2);
}

.related-posts {
  background: var(--bg);
  padding: var(--sp-16) 0;
  border-top: 1px solid var(--border);
}

.related-posts .section-header { text-align: left; margin-bottom: var(--sp-8); }

.related-posts-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: var(--sp-6);
}

.related-post-card {
  background: var(--white);
  border: 1px solid var(--border);
  border-radius: var(--radius-card);
  padding: var(--sp-6);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
  transition: border-color 0.2s;
  text-decoration: none;
  color: inherit;
}

.related-post-card:hover { border-color: oklch(70% 0.04 258); }

.related-post-cat {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--red);
}

.related-post-title {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 18px;
  color: var(--navy);
  line-height: 1.2;
  transition: color 0.15s;
}

.related-post-card:hover .related-post-title { color: var(--red); }

.related-post-excerpt {
  font-size: 14px;
  color: var(--muted);
  line-height: 1.6;
  flex: 1;
  margin: 0;
}

.related-post-meta {
  display: flex;
  align-items: center;
  gap: var(--sp-2);
  font-size: 13px;
  color: var(--muted);
  margin-top: var(--sp-1);
}

@media (max-width: 1024px) {
  .article-layout { grid-template-columns: 1fr; }
  .article-sidebar { position: static; }
}

@media (max-width: 720px) {
  .article-header { padding: var(--sp-8) 0 var(--sp-6); }
  .article-layout { padding: var(--sp-8) 0 var(--sp-12); }
  .article-body h2 { margin-top: var(--sp-8); }
  .related-posts-grid { grid-template-columns: 1fr; gap: var(--sp-4); }
  .article-inline-cta { flex-direction: column; text-align: center; }
}

@media (prefers-reduced-motion: reduce) {
  .related-post-card, .related-post-title, .article-sidebar-phone { transition: none; }
}
.article-section { padding-top: 0; }
.article-section .article-layout { padding-top: var(--sp-6); }

.article-featured-image {
  width: 100%;
  border-radius: var(--radius-card);
  display: block;
  margin-bottom: var(--sp-8);
}
.cost-table {
  width: 100%;
  border-collapse: collapse;
  margin: var(--sp-6) 0 var(--sp-8);
  font-size: var(--t-base);
}
.cost-table th,
.cost-table td {
  text-align: left;
  padding: var(--sp-3) var(--sp-4);
  border-bottom: 1px solid var(--border);
}
.cost-table thead th {
  background: var(--navy);
  color: var(--white);
  font-weight: 700;
}
.cost-table-total td {
  font-weight: 700;
  border-top: 2px solid var(--navy);
  border-bottom: none;
}
.article-byline {
  font-size: var(--t-sm);
  color: var(--muted);
  margin-top: var(--sp-1);
}

/* ── ARTICLE BODY LINKS ──────────────────────────────────────────── */
.article-body a {
  color: oklch(48% 0.16 258);
  text-decoration: underline;
  text-decoration-color: oklch(72% 0.1 258);
  text-underline-offset: 3px;
  text-decoration-thickness: 1px;
  transition: color 0.15s ease, text-decoration-color 0.15s ease;
}
.article-body a:hover,
.article-body a:focus-visible {
  color: var(--navy);
  text-decoration-color: var(--navy);
}

/* ── CARRIER MARKET CARDS ─────────────────────────────────────────── */
.carrier-grid {
  display: flex;
  flex-direction: column;
  gap: var(--sp-3);
  margin: var(--sp-8) 0;
}

.carrier-card {
  border-radius: var(--radius-sm);
  overflow: hidden;
  border: 1px solid var(--border);
}

.carrier-card-head {
  background: var(--navy);
  padding: var(--sp-4) var(--sp-6);
  display: flex;
  align-items: center;
  gap: var(--sp-4);
}

.carrier-num {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: 2.25rem;
  line-height: 1;
  color: oklch(42% 0.055 258);
  flex-shrink: 0;
  width: 2.5rem;
  text-align: right;
}

.carrier-name {
  font-family: var(--font-display);
  font-weight: 800;
  font-size: clamp(1.05rem, 2.8vw, 1.4rem);
  line-height: 1.15;
  color: var(--white);
  flex: 1;
}

.carrier-bill {
  font-size: 0.625rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  padding: 3px 9px;
  border-radius: 2px;
  white-space: nowrap;
  flex-shrink: 0;
  background: oklch(22% 0.065 258);
  color: oklch(72% 0.04 258);
}

.carrier-bill--financing {
  background: oklch(40% 0.18 24);
  color: var(--white);
}

.carrier-card-body {
  background: var(--white);
  padding: var(--sp-5) var(--sp-6);
}

.carrier-fit-label {
  display: block;
  font-size: 0.6rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.15em;
  color: var(--red);
  margin-bottom: var(--sp-1);
}

.carrier-fit {
  display: block;
  font-size: 0.925rem;
  font-weight: 600;
  line-height: 1.45;
  color: var(--navy);
  margin-bottom: var(--sp-4);
}

.carrier-features {
  list-style: none;
  padding: 0;
  margin: 0;
  padding-top: var(--sp-3);
  border-top: 1px solid var(--border);
  display: flex;
  flex-direction: column;
  gap: var(--sp-2);
}

.carrier-features li {
  font-size: 0.875rem;
  line-height: 1.6;
  color: var(--muted);
  padding-left: var(--sp-4);
  position: relative;
}

.carrier-features li::before {
  content: '';
  position: absolute;
  left: 2px;
  top: 0.58em;
  width: 5px;
  height: 5px;
  background: var(--red);
  border-radius: 50%;
}

@media (max-width: 600px) {
  .carrier-card-head {
    padding: var(--sp-4);
    gap: var(--sp-3);
  }
  .carrier-num { font-size: 1.75rem; width: 2rem; }
  .carrier-card-body { padding: var(--sp-4); }
}

/* ── TABLE OF CONTENTS ───────────────────────────────────────────── */
.toc {
  border-top: 2px solid var(--navy);
  border-bottom: 1px solid var(--border);
  padding: var(--sp-5) 0 var(--sp-5);
  margin-bottom: var(--sp-8);
}

.toc-title {
  font-family: var(--font-display);
  font-size: 0.7rem;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.22em;
  color: var(--navy);
  margin: 0 0 var(--sp-3) 0;
}

.toc-list {
  list-style: none;
  padding: 0;
  margin: 0;
  counter-reset: toc-counter;
}

.toc-list li {
  counter-increment: toc-counter;
  display: flex;
  gap: var(--sp-4);
  align-items: baseline;
  padding: var(--sp-2) 0;
  border-bottom: 1px solid oklch(88% 0.01 258 / 0.6);
}

.toc-list li:last-child {
  border-bottom: none;
  padding-bottom: 0;
}

.toc-list li::before {
  content: counter(toc-counter, decimal-leading-zero);
  font-family: var(--font-display);
  font-size: 0.8rem;
  font-weight: 800;
  color: var(--navy-dim);
  flex-shrink: 0;
  min-width: 1.75rem;
  line-height: 1.3;
}

.article-body .toc-list a {
  font-size: 0.875rem;
  font-weight: 400;
  color: var(--text);
  text-decoration: none;
  line-height: 1.5;
  transition: color 0.12s ease;
}

.article-body .toc-list a:hover,
.article-body .toc-list a:focus-visible {
  color: var(--red);
}

/* ── AUTHOR BIO ──────────────────────────────────────────────────── */
.author-bio-section {
  background: var(--white);
  border-top: 3px solid var(--navy);
  padding: var(--sp-12) 0;
}

.author-bio {
  display: flex;
  gap: var(--sp-6);
  align-items: flex-start;
}

.author-bio-avatar {
  width: 72px;
  height: 72px;
  object-fit: cover;
  object-position: center top;
  flex-shrink: 0;
  display: block;
}

.author-bio-body {
  flex: 1;
}

.author-bio-name {
  font-family: var(--font-display);
  font-size: 1.5rem;
  font-weight: 800;
  color: var(--navy);
  margin: 0 0 var(--sp-1) 0;
  line-height: 1.1;
}

.author-bio-title {
  font-size: 0.7rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.14em;
  color: var(--red);
  margin: 0 0 var(--sp-4) 0;
}

.author-bio-body p:last-child {
  font-size: 0.9375rem;
  line-height: 1.75;
  color: var(--muted);
  margin: 0;
  max-width: 65ch;
}

@media (max-width: 480px) {
  .author-bio { gap: var(--sp-4); }
  .author-bio-avatar { width: 48px; height: 48px; }
}