Tools
Free tools for owner operators
Run your own numbers before you talk to anyone: take-home pay, CSA scores, and the coverage stack your operation needs. No account, no sign-up.
CalculatorOwner operator cost calculatorLeased vs. own authority, side by side: after-tax monthly take-home with fuel, insurance, factoring, and tax reserve.
LookupCSA score lookupEnter a USDOT number to pull FMCSA scores across all seven BASICs, with what each one means for insurance.
QuizCoverage needs quizFive questions about your operation, and a recommended coverage stack with the filings your authority needs.
Coming soonIFTA calculatorMiles by state and fuel purchased, to estimate your quarterly IFTA bill before the deadline.
Where the defaults come from
Every tool lists its default values and their sources on the tool page. Diesel refreshes weekly from the EIA; regulatory figures link to the FMCSA or the eCFR.
Want a quote?
Trucking Insurance Services, the agency that publishes OOIHub, can quote your operation. You answer a few questions, a licensed agent calls you back, and nothing you submit is sold to anyone else.
OOIHub is published by Trucking Insurance Services, the agency recommended here. Read our editorial standards.