Owner-Operator Tools
Free Tools.
No Signup Required.
Coverage analysis, compliance scores, and operating cost estimates — built for single-truck operators who need answers, not another account to create.
Coverage Quiz
Answer five questions about your operation and get a personalized coverage stack — the right limits, the right policies, and any filings your authority requires.
Insurance Cost Calculator
Estimate your total annual insurance cost across liability, physical damage, cargo, and specialty coverage. Adjust inputs and see updated numbers instantly.
CSA Score Lookup
Enter your USDOT number to pull your FMCSA Safety Measurement System scores across all seven BASIC categories — with plain-language explanations of what each score means for your insurance rates.
IFTA Calculator
Log miles by state and fuel purchases to estimate your quarterly IFTA liability before the filing deadline hits. Built for single-truck operators in their first year under authority.