Tools for Owner Operators
Free, no-signup-required tools to help you understand your coverage needs, compliance scores, and filing requirements.
Coverage Quiz
Answer five questions about your operation and get a personalized coverage stack — the right limits, the right policies, and any filings your authority requires.
Start the quiz →Cost Calculator
Estimate your total annual insurance cost — auto liability, physical damage, cargo, and specialty coverage — based on your operation type, truck value, and cargo. Adjust inputs and see updated numbers instantly.
Open calculator →CSA Score Lookup
Enter your USDOT number and see your Safety Measurement System scores broken down by category — with plain-language explanations of what each score means for your insurance rates.
Look up scores →IFTA Calculator
Log your miles by state and fuel purchases to estimate your quarterly IFTA liability before the filing deadline hits. Built for single-truck owner operators in their first year under authority.
Coming soon